29 ordspråk av Anthony Hsieh
Anthony Hsieh
 Anytime the 30-year fixed rate goes over 6 percent, consumers start asking for an alternative product. |
| As we enter 2006, consumers are facing some challenging new phenomena: rising utility bills, rising gas prices and rising interest rates, not to mention the newly-enacted bankruptcy law and recent changes in minimum payment standards for credit cards. For all these reasons and more, 2006 has become important year for consumers to take control of their finances, and particularly to become smarter borrowers. |
| But don't just call your lender out of the blue. See what others are offering and then go to your own lender. They'll dig into their discounts if they feel they are going to lose you as a customer. |
| Clearly these loans aren't for everyone. Unless you've been disciplined about saving the difference you're setting yourself up for sticker shock at the end of five years. |
| From a fixed-income point of view, which I'm looking at, it's a little bit disappointing. We have seen the bottom on longer-term rates; everybody is assuming this may be the end of this party. |
| I can tell you that the older generation is more programmed to go with a 30-year fixed, in part because they remember how high rates were in the 1970s. |
| I have seen debt ratios as high as 70 percent or 80 percent. But somehow these people have found a way to pay their housing debt and keep their credit score high. |
| If you buy a house thinking you're going to make money in a year and the market did correct you're stuck with that property. It's great if you can make money, but at the end of the day a home is where you live. |
| If you drive down a street and see that every other house is for sale that is a direct reflection of supply and demand. |
| If you own your own home free and clear, people will often refer to you as a fool. All that money sitting there, doing nothing. |
| It makes sense for almost everyone. |
| Over the last five years, credit scores have been refined to the point where they are now one of the most important factors for lenders. |
| People who calculated what they could afford when rates were 5.25 percent have realized their mortgage payments are going to be a lot higher now that rates have gone up, so they're going for interest-only loans. |
| Studies show that if you're a credit worthy borrower, you will do everything in your power to keep your credit high. That in itself is skin in the game. |
| The attractiveness of this product is flexibility, but that flexibility sometimes can get people in trouble. |
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varav 1407627 på engelska
Proverb (1469511 st) Search
Categories (2627 st) Search
Authors (167535 st) Search
Photos (4592 st)
Born (10495 st)
Died (3317 st)
Dates (9517 st)
Countries (5315 st)
Idiom (4438 st)
Lengths
Toplists (6 st)
Greetings
Write a greeting
This website focuses on proverbs in the Swedish, Danish and Norwegian languages, and some parts including the links below have not been translated to English. They are mainly FAQs, various information and webpages for improving the collection.
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This website focuses on proverbs in the Swedish, Danish and Norwegian languages, and some parts including the links below have not been translated to English. They are mainly FAQs, various information and webpages for improving the collection.
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