38 ordspråk av Robert McKinley
Robert McKinley
Creditors get nervous if they see a lot of inquiries in your credit history, ... They may think you're ready to leave the country or something if you just applied for 40 cards.
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Don't be swayed by bells and whistles, like reward programs or miles. A lot of consumers are drawn to these, but if you carry a balance, the interest rate may not be worth it.
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If someone rips you off, it's a real mess to clean up.
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If you're looking to transfer a $5,000 balance, you need to look to the largest issuers.
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If you're very loyal to that particular retailer, it makes it easier to handle returns and so on,
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In the short-term, you're probably not going to see much of a change.
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It just makes real good sense to carry more than one credit card.
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It's a very expensive way to borrow money.
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Just pay attention. Make sure you're not given a product you don't want.
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Making the minimum payment ... is probably one of the biggest expenses any consumer can make, ... You can end up paying for this Christmas for years to come.
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Many issuers have a charge back form built into the monthly billing statement.
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Many of those fixed-rate cards haven't moved at all this year.
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Play by the rules, ... Don't give them any reason to take it [a better rate] away or penalize you in any way.
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Pulaski only has 32,000 accounts and is only adding 1,000 new accounts a month. About one in 100 applicants will qualify for it.
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So it's possible that any rate cut today could be offset by a bump-up in pricing.
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